The next goal of Baixing Credit Information at the age of two is to overlap the product system to cover the credit cycle

The next goal of Baixing Credit Information at the age of two is to overlap the product system to cover the credit cycle
On May 23, Baixing Credit Information Co., Ltd. (hereinafter referred to as “100 Credit Information”) antique two-year anniversary celebration and performance conference.As of May 22, Baixing’s basic credit reference product-personal credit report, had an average of 500,000 queries per day, and the cumulative usage exceeded 1.200 million; special attention to value-added products such as checklists, information verification, anti-fraud series, etc., with an average of 250,000 queries per day, and a cumulative usage of over 53 million.The amount of credit information products gradually exceeded 1.700 million pens, all products use 8 per second.7 times, and rising steadily.Baixing Credit Reporting is a national-level network financial personal credit basic database established by the pre-traction head. The main purpose is to replace the transfer credit information center with the financial credit data of individual customers covered, to achieve industry information sharing to effectively reduce risk costs.On May 23, 2018, Baixing Credit Reporting Co., Ltd. was officially inaugurated in Shenzhen. It was gradually the first and currently the only market-oriented company to obtain a personal credit business license.From the perspective of the cooperative agencies and the data collected, at present, Baixing’s credit reporting service has covered the B-end (institutional end), C-end (individual end) and G-end (government end).As of May 22, Baixing Credit Reporting has developed 1,710 financial institutions, and contracted nearly 1,000 credit data sharing institutions. The personal credit information system contains more than 85 million personal information subjects and 2.2 billion credit records.A total of more than 40 million P2P people have been included, basically achieving full coverage of the online lending population, and effectively cooperating with the special rectification work of Internet finance.In order to meet the needs of consumers’ right to know, the APP service launched by Baixing Credit Information System at the beginning of this year formally provides personal credit reports to the public.In addition to financial information, Baixing Credit Information has also connected with 9 types of financial alternative information such as public security identity information, operator’s mobile phone information, bank card information, air and rail travel information, broken trustee information and mutual gold debt evasion and debt cancellation information, andAchieve cooperation intention with 5 types of information sources such as map address information, local government affairs information, life service information.Baixing Credit Information has currently launched 6 products, and 10 products are under development. It is expected that by the end of 2020, the total number of products will reach more than 17 products, resulting in multiple overlaps in the credit life cycle, direct service to information subjects and marketMulti-domain, multi-faceted and multi-level product system such as customized services of the organization.In addition, for the arbitration data, consumer credit data, and subsequent credit evaluation, credit asset value evaluation, etc., Baixing Credit has initially planned more than 33 products in 4 product reserve pools, and strive to gradually realize credit within three years., All-round service and marketing, full coverage of credit information products in the whole process before, during and after the loan.In April of this year, Baixing Credit Information was announced for the filing of the enterprise credit information license, and it is advancing the construction of the enterprise credit database to help the development of small and micro-enterprise financing and small and micro-finance.”Baixing’s credit reference combines small and micro enterprises and business executives with strong personal characteristics, and takes small and micro enterprises’ credit reference business as an entry point to gradually cultivate and develop corporate credit information services.The company actively promotes the construction of enterprise databases, expansion of data sources, product development, and marketing, and has made progress in stages.”Baixing’s credit information said to the sauna, Yewang.Regarding the information collection boundary and personal information protection issues with high market attention, Baixing Credit Information told the sauna and Yewang that it always adheres to the bottom line of information security and proprietary protection, and practical and relevant laws such as the “Credit Management Regulations” and other relevant lawsThe law requires that we pay attention to and strengthen the protection of the rights and interests of personal information in every switch of information collection, collation, preservation, processing and use, and guarantee the rights of information ownership, right of objection and right of correction, etc.Zhu Huanqi, chairman of Baixing Credit Report, recently wrote about the exploration of the application of the alliance blockchain in the field of market-oriented personal credit reporting. The reporter learned from Baixing Credit Investigation that the alliance chain technology can give full play to its multi-party participation and encryption features.Promote the point-to-point secure sharing of data.This technology is a feasible and innovative alternative to post-loan non-performing asset management, sharing of scientific and technological achievements, and other related fields.Reporter Cheng Weimiao editor Sun Yong proofreading Liu Yue